ACE Cash Express provides payday loans and cash advances up to $1,500 with fast approval and funding, sometimes on the same day. They offer services both online and through physical store locations, providing flexibility for borrowers. No credit check is required, making their loans accessible to those with poor or limited credit history. They also offer prepaid debit cards and check cashing services. Repayment terms are short, typically ranging from 2 to 4 weeks. However, the APR can be high, making the cost of borrowing expensive. Availability is limited by state regulations, and their services may not be accessible in all areas. Borrowers should carefully review the loan agreement to understand all fees, interest rates, and repayment obligations. It's important to ensure that you can repay the loan on time to avoid additional fees or negative impacts on your financial situation. With a Trustpilot score of 4.9, ACE Cash Express has generally positive customer reviews, but borrowers should still exercise caution and consider alternatives if possible.