Terms and Conditions
Effective Date: October 30, 2024
Welcome to PaydayLoanList.com!
These Terms and Conditions (“Terms”) govern your use of the website located at www.paydayloanlist.com (“Site”) operated by EESA Payment Solutions, LLC, a Michigan Corporation(“we,” “us,” or “our”). By accessing or using our Site, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our Site.
1. Definitions
- User: Any individual or entity accessing or using the Site.
- Lender: A financial institution or entity that provides payday loans, personal loans, or cash advance loans.
- Commission: Fees earned by us when a User is approved for a loan through a lender referred by our Site.
- Content: All text, graphics, images, information, and other materials available on the Site.
2. Services Provided
PaydayLoanList.com operates as a lead generation and directory platform that connects Users with potential lenders offering payday loans, personal loans, and cash advance loans. Our services include:
- Lead Generation: Collecting User information through online forms and transmitting it to third-party lenders.
- Directory Listings: Providing a directory of lenders, including reviews and relevant data about each lender.
3. User Responsibilities
- Accurate Information: Users must provide truthful, accurate, and complete information when filling out forms on our Site.
- Eligibility: Users must ensure they meet the eligibility criteria set by the lenders they apply to.
- Compliance: Users agree to comply with all applicable laws and regulations when using our Site.
4. Data Collection and Privacy
Your privacy is important to us. Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your personal information.
5. Commission and Affiliate Relationships
- Commission: We may receive a commission when a User is approved for a loan by a lender to whom we have referred you.
- Affiliate Links: Some links on our Site may be affiliate links, meaning we may earn a commission if you click on the link or make a purchase using the link.
6. Accuracy of Information
- Directory Content: While we strive to provide accurate and up-to-date information about lenders, we do not guarantee the accuracy, completeness, or reliability of any content on our Site.
- Independent Reviews: Reviews and data provided for each lender are based on our own research and user feedback. However, the accuracy of such information may vary.
7. Disclaimers
- No Financial Advice: The information provided on our Site is for informational purposes only and does not constitute financial, legal, or professional advice.
- No Endorsement: Listing a lender on our Site does not imply endorsement or recommendation by us. Users should conduct their own research before engaging with any lender.
8. Intellectual Property
- Ownership: All Content on the Site is owned by or licensed to us and is protected by intellectual property laws.
- Usage: Users may access and use the Content for personal, non-commercial purposes only. Any other use requires our prior written consent.
9. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your use or inability to use the Site.
- Any unauthorized access to or use of our servers and/or any personal information stored therein.
- Any errors or omissions in the Content.
- Any third-party actions or content.
10. Indemnification
You agree to indemnify, defend, and hold harmless PaydayLoanList.com, its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Site, your violation of these Terms, or your violation of any rights of another.
11. Governing Law
These Terms shall be governed and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in [Your State].
12. Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised Terms.
13. Termination
We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Site will immediately cease.
14. Contact Us
If you have any questions about these Terms, please contact us at:
Email: support@paydayloanlist.com
