Avant offers personal loans up to $35,000 with fast approval and funding, typically by the next day. They cater to borrowers with fair to good credit, and the application process is entirely online. Repayment terms range from 12 to 60 months, providing flexibility to fit various budgets. Interest rates and fees vary based on creditworthiness, loan amount, and state regulations. Avant may charge an administration fee, and the APR can be higher than traditional bank loans, especially for those with lower credit scores. However, they provide an option for borrowers who may not qualify for loans from traditional banks. Avant reports to major credit bureaus, which can help borrowers build their credit history with timely payments. Borrowers should carefully review the loan agreement to understand all fees, interest rates, and repayment obligations. It's important to ensure that the loan meets your financial needs and that you can manage the repayment schedule to avoid additional fees or financial difficulties.