CashUSA is an online lending platform that connects borrowers with personal loan lenders offering loans up to $10,000. They provide a simple online application process with funds potentially available by the next day. CashUSA does not require a minimum credit score, making it accessible to borrowers with various credit backgrounds. Repayment terms typically range from 6 to 24 months, providing more flexibility than short-term payday loans. However, as a referral service, they do not control the specific loan terms, interest rates, or fees, which vary by lender and state. Borrowers may encounter high interest rates, especially with poor credit. It's important to carefully review any loan offers received through CashUSA to understand all terms and conditions before accepting. Ensure that the loan meets your financial needs and that you can manage the repayment schedule to avoid additional fees or financial hardship.