Check City provides payday loans up to $500 with fast approval and same-day funding, available both online and in-store. They offer multiple loan types, including installment loans and title loans, providing options for various financial needs. No minimum credit score is required, making their services accessible to individuals with poor or limited credit history. They are regulated in multiple states, but availability may vary depending on location. However, the APR for payday loans can be high, making borrowing expensive. Repayment terms are short, typically ranging from 14 to 30 days, which may be challenging for some borrowers. Title loans require collateral, such as a vehicle, which poses additional risk if unable to repay. Borrowers should carefully review the loan agreement and consider whether a short-term loan is the right solution for their financial situation.