CheckSmart provides payday loans up to $1,000 with fast approval and same-day funding. They offer services through in-store locations, providing cash in person. No credit check is required, making their loans accessible to individuals with poor or limited credit history. Repayment terms are short, typically ranging from 14 to 30 days. However, as with most payday loans, the APR can be high, making the cost of borrowing expensive. Availability may vary by state, and borrowers should be aware of any state-specific regulations that may affect loan terms. It's important to carefully review the loan agreement to understand all fees, interest rates, and repayment obligations. Borrowers should consider whether a payday loan is the right financial solution for their situation and explore alternatives if possible to avoid potential financial difficulties.