Empower is a mobile app that offers cash advances ranging from $10 to $350 with no credit checks, interest, or late fees. Users can get funds instantly, providing quick access to cash for immediate needs. Empower operates on a subscription model, charging an auto-recurring $8 per month membership fee after a 14-day free trial for first-time customers. The service does not require a traditional credit check, making it accessible to those with poor or limited credit history. Repayment is typically scheduled for the next paycheck, and users can manage their payments through the app. While there are no interest charges, the membership fee is a cost to consider when using the service. Empower also offers financial tools and resources to help users manage their finances. Borrowers should ensure they understand the membership terms and can afford the subscription fee before signing up. It's important to use the service responsibly to avoid any potential financial difficulties.