MaxLend offers short-term installment loans up to $3,750 with no early payment penalties. They cater to individuals with poor credit and do not require a credit check, making their loans accessible to a wide range of borrowers. The application process is online, and if approved and the agreement is signed by the cutoff time, funds can be available by the next business day. They offer flexible repayment options, and there are no penalties for paying off the loan early. However, the APR is extremely high, ranging from 471.78% to 841.45%, which can make the loan very expensive over time. Availability is limited by state, and their services are not available to military personnel. Borrowers should carefully consider the high cost and ensure they can manage the repayments before taking out a loan with MaxLend.