MoneyLion offers cash advances up to $500 with no credit check and fast access through their app-based service. For a $1/month membership fee, users can access the Instacash feature, which provides cash advances to help cover expenses until the next paycheck. There are no interest charges or mandatory fees, though there may be fees for expedited (Turbo) delivery of funds. The standard delivery time is up to 48 hours. MoneyLion also offers financial tools and resources to help users build credit and manage their finances. However, to use the service, users are required to link their bank account, and the maximum advance amount may be limited based on income and account activity. Borrowers should be aware of any optional fees and ensure they can repay the advance on time to avoid potential overdrafts or financial strain. MoneyLion can be a useful tool for short-term cash needs and financial management, but it's important to understand all terms and conditions before using the service.