MoneyTree provides payday loans, installment loans, and check cashing services with loan amounts up to $2,000. They offer same-day cash availability with no credit check required, making their services accessible to individuals with poor or no credit history. MoneyTree operates both online and through in-store locations, providing flexibility in how borrowers can apply and receive funds. Fees and interest rates vary by state, and as with most payday loans, the APR can be high, making borrowing expensive. Repayment terms vary depending on the loan type and state regulations. Borrowers should carefully review the loan agreement to understand the costs and ensure they can repay the loan on time to avoid additional fees or financial hardship. It's also important to consider whether a short-term loan is the right financial solution for your situation.