OpenCashAdvance.com is a referral platform that connects borrowers with a wide network of payday and personal loan providers for amounts up to $5,000. They have no minimum credit score requirement and accept applicants with bad credit, making it accessible to a broad range of borrowers. The platform offers fast funding, typically by the next business day. However, since they are a referral service, they do not control the specific loan terms, fees, or APRs, which vary by lender and state. This can result in high interest rates and fees. Availability may also be limited depending on the borrower's location. Borrowers should carefully review the terms offered by any lender they are matched with before accepting a loan to ensure it meets their needs and financial situation.