SoLo Funds is a peer-to-peer lending platform that offers short-term loans up to $575 with flexible terms. Borrowers can request funds through the app, and individual lenders can choose to fund the loan. There are no fixed fees; instead, borrowers have the option to include a tip or donation to the lender, making the cost flexible. The platform does not require a credit check, making it accessible to those with poor or limited credit history. However, the loan amounts are limited, with a maximum of $575, which may not meet larger financial needs. Funding can take up to 3 days, which might not be suitable for urgent situations. With a Trustpilot score of 4.7, SoLo Funds has positive user feedback. Borrowers should carefully consider the optional tips and ensure they can repay the loan on time to maintain a good standing within the community and avoid potential issues.